Chris Huwaldt was born and raised in McMinnville, Oregon to an insurance family. Chris graduated from Mac High and the US Naval Academy. Chris started at the family insurance agency, Huwaldt Insurance in 1994.

Chris started selling home and auto insurance, before moving on to commercial insurance and then to management when Huwaldt Insurance became Western States Insurance. Chris is a member of the McMinnville Sunrise Rotary.

When away from the office, Chris likes to go fishing on the ocean and hunt or spend time at the beach with his wife, Sue and their children Dan and Matt.