Fred is the Branch Manager of the Western States Offices in Hamilton and Stevensville. He has been in the insurance and bonding industry since 1977 having started during college. At Montana State University Fred served as Student Body President and graduated in Business Finance, 1981.

Fred is part of WSI's Surety Bond Team and specializes in renewable energy. With a strong finance background and insurance knowledge, Fred received his Certified Insurance Councilor designation in 1989. He joined Western States in 2001 after developing and owning Siphers/Thomas Insurance.

Fred has served 16 years in the Montana Legislature, four years as Senate Majority Leader. Currently, he is Vice President/Treasurer of the National Professional Insurance Agents Association, Washington DC. Fred is very active in his community having coached little league, soccer, headed up building a baseball diamond four plex, bridge to the river for the local bike pathway and heads up the community effort to build a community center.

Fred is an active member of his community and is a proud member of the WSI team bringing our clients exceptional value.