Have you ever dreaded Home or Auto renewal time? Ever wondered where the money was going to come from to pay your insurance premiums either annually or semiannually? Then PIP might just be the answer for you! Western States Insurance works with employers to provide an employee benefit that allows a convenient and easy way to pay insurance premiums with payroll deductions. Auto, Home, Recreational Vehicles, we've got them all covered, at special discounted rates and most important of all - Never A Finance Charge! And no hassle policy changes are simple, just talk to one of our agents, the changes are made and adjustments are made to your payroll deduction amount.
Benefits to the employee:
- Employees save money
- Reduced rates offered only through qualified employers
- No finance charges for spreading payments out
- Product and price are portable
- Helps With Employee's Financial Stability
- No down payment
- No big payments coming due at inconvenient times
- Spreading payments out allows for better planning and budgeting
- Quality Service From A Local Independent Agent
- Individual counseling for employees
- Wide range of products
- Local presence
Benefits to Employer:
- No Cost Benefit
- No financial contribution by the employer
- Never out of pocket for employee deductions (no fronting of money)
- Only cost is the time to administer the deductions
- Offsets Rising Cost Of Employee Benefits
- Life, health, dental and disability costs more every year
- Reduction in 401K contributions
- Increase in health and dental deductibles
- Benefit Is Easy To Install
- No one-time enrollment period - benefit builds slowly
- Strictly voluntary
- Western States does all of the enrolling, not the employer
- One-way hold harmless agreement for the employer
- Billing Statement Is Easy For The Employer
- Tailored to your payroll schedule
- The employer remits only what is collected
- Dedicated billing unit to help with any questions or problems
- Providing Good Benefits...
- Attracts quality employees
- Rewards existing employees
- Retains good employees
- Gives you an edge over the competition in hiring
